Property Damage - Business Liability Insurance – Workers Comp
Professional Liability Insurance - Product Liability Insurance - General Liability Insurance
General liability insurance coverage in Washington is very important for your business to have. An accident such as a slip and fall could quickly become an expensive claim bringing a very expensive lawsuit against the business and/or it's owner. Without the proper coverage in place, a claim like that could quickly force a business to close it's doors.
Commercial general liability insurance protects a Washington based business from claims arising from alleged bodily injury, personal injury or property damage liability occurring from the operations of the business.
Generally these claims come from accidents happening at your place of business or out in the field. Coverage is provided for injury caused by you, your employees, or by subcontractors or suppliers working for you.
Commercial general liability insurance in Washington can also protect you from civil suits that originate from services rendered, products sold or operations in general including coverage for accidents occurring in and around premises owned or occupied by the Insured. Coverage payments may include as well as judgments, attorney fees, court costs, or other related expenses.
Your business faces liabilities every day. The only way to protect your assets is to carry adequate business liability insurance. Vern Fonk Business Insurance can help you and your business obtain business liability insurance policy which is your first line of defense against many common claims you can face as a business owner.
Types of Washington Business Liability Insurance:
General Liability Insurance:
This type of business liability insurance is the main form of coverage recommended to protect your business from: injury claims, property damages, and advertising claims. It is generally offered together with property insurance to protect your business against accidents that may occur at your business or at another covered location where you usually conduct business. General Liability insurance covers claims of bodily injury or other physical injury or property damage
Professional Liability Insurance: Business owners providing services will need to consider having professional liability insurance known as errors and omissions. This coverage protects your business against malpractice, errors, negligence and omissions. Depending on your profession, it may be a legal requirement to carry such a policy.
Product Liability Insurance: Small businesses selling or manufacturing products should be protected in the event that a person becoming injured as a result of using the product. The amount of coverage and the level of risk depends on your business type. Product liability insurance protects a Washington based business from a claim relevant to the fabrication or sale of a product or other goods to the public. Product Liability claims can be serious enough to ruin one's business. Make sure that your policy coverage amounts are sufficient to protect you if some serious injury is involved. Vern Fonk Business Insurance will be able to guide you in the right direction in making informed insurance choices for your business.
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